Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

Interest free with Zip Pay

Interest free terms available with Zip Money*

Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

Reusable account

A reusable account with a limit that suits your needs

Whatever you want from MyDeal,
there's a Zip for that

Two great ways to help you own it

Your everyday spending account

Under $1000

Account limits

Up to $1,000

Interest

Interest free, always

Minimum repayments

From $40/month

Establishment Fee

$0

Monthly account fees

$9.95/month (waived if your statement balance is zero)

Apply for Zip Pay

Your everyday spending account

Over $1000

Account limits

From $1,000

Interest free period

Up to 3 months interest free*

Minimum repayments

From $40/month or 3% of the outstanding balance (whichever is greater)*

Establishment Fee

A one-off establishment fee may apply.

See here for details

Monthly account fees

$9.95/month (waived if your statement balance is zero)

Apply for Zip Money
How can I use Zip at MyDeal?

Want it.

Choose the items you love.

Zip it

Select Zip at the checkout

Own it.

Set your repayments and enjoy your purchase.

Zip FAQs Visit Help Centre

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.*

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Returns and refunds:

  • If your item meets MyDeal's returns policy, the purchase amount will be credited back to your Zip account.

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 25.9% applies.
  • The monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.