Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.
Nothing to pay today
We pay the store , you get the goods, or the store sends the goods
Interest free with Zip Pay
Interest free terms available with Zip Money*
Flexible repayments
Pay us back how you like - weekly, fortnightly or monthly
Reusable account
A reusable account with a limit that suits your needs
Two great ways to help you own it
Your everyday spending account
Under $1000
Account limits
Up to $1,000
Interest
Interest free, always
Minimum repayments
From $40/month
Establishment Fee
$0
Monthly account fees
$9.95/month (waived if your statement balance is zero)
Your everyday spending account
Over $1000
Account limits
From $1,000
Interest free period
Up to 3 months interest free*
Minimum repayments
From $40/month or 3% of the outstanding balance (whichever is greater)*
Monthly account fees
$9.95/month (waived if your statement balance is zero)
Want it.
Choose the items you love.
Zip it
Select Zip at the checkout
Own it.
Set your repayments and enjoy your purchase.
All you need is:
Repayments:
How to use Zip:
Returns and refunds:
Fees and interest: